Colorado Paycheck Calculator 2026: What You'll Actually Take Home
In 2026, Colorado has a flat 4.4% income tax. The standard deduction is $1,000 for single filers ($2,000 married filing jointly). Employees also pay FAMLI (Paid Family and Medical Leave Insurance) at 0.44% on wages up to $184,500. On top of that come federal income tax, Social Security (6.2% on the first $184,500 of wages) and Medicare (1.45% on all wages).
How Colorado taxes your paycheck
Colorado keeps it simple: a flat 4.4% income tax. Your state taxable income is your gross pay minus the standard deduction, then the flat rate applies to every dollar above that.
The 2026 standard deduction is $1,000 (single), $2,000 (married filing jointly), $24,150 (head of household; federal proxy).
On exemptions: Colorado grants no state personal exemption (conforms to the suspended/eliminated federal personal exemption; see CO DOR guidance and leg.colorado.gov 2026 federal-tax-law report).
What’s taken out of a Colorado paycheck
| Taxable income (single) | Marginal rate |
| Over $0 | 4.4% |
This is a flat-rate schedule: one rate applies to all taxable income (after the standard deduction).
Example: a $75,000 salary in Colorado
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $74,000, giving $3,256 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare) plus $330 in state payroll taxes. Estimated take-home: $58,006 per year ($2,231 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (CO) | −$3,256 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| FAMLI (Paid Family and Medical Leave Insurance) | −$330 |
| Estimated take-home | $58,006 |
| Effective tax rate | 22.7% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
Local income taxes in Colorado
No general local income taxes. Denver levies an Occupational Privilege Tax (OPT): employee-paid $5.75/month withheld from wages (employer pays $4.00/month), verified on denvergov.org 2026-10-11. Denver-specific; not modeled in the statewide engine.
Colorado take-home pay: frequently asked questions
Does Colorado have a state income tax in 2026?
Yes. Colorado has a flat 4.4% income tax in 2026. There is no separate state rate table beyond the flat rate.
What are Colorado's 2026 tax brackets and standard deduction?
A flat 4.4% income tax. The 2026 standard deduction is $1,000 single / $2,000 married filing jointly.
What payroll taxes come out of a Colorado paycheck?
Yes — beyond FICA, employees pay: FAMLI (Paid Family and Medical Leave Insurance) (0.44% up to $184,500 in wages). These are included in the calculator above.
Are there local income taxes in Colorado?
Yes — this matters. No general local income taxes. Denver levies an Occupational Privilege Tax (OPT): employee-paid $5.75/month withheld from wages (employer pays $4.00/month), verified on denvergov.org 2026-10-11. Denver-specific; not modeled in the statewide engine. The calculator above does not include local taxes, so city earners should treat the estimate as slightly high.
Does Colorado have a personal exemption?
Colorado grants no state personal exemption (conforms to the suspended/eliminated federal personal exemption; see CO DOR guidance and leg.colorado.gov 2026 federal-tax-law report).
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction;
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
State sources
Federal sources
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