How Maryland taxes your paycheck
Maryland uses a graduated rate schedule with 10 brackets for single filers in 2026. Like the federal system, only the income inside each bracket is taxed at that bracket's rate — moving into a higher bracket never taxes your whole paycheck at the higher rate.
The 2026 standard deduction is $3,400 (single), $6,800 (married filing jointly), $3,400 (head of household). 2026 Comptroller withholding standard-deduction amounts ($3,400 single/MFS/dependent, $6,800 MFJ/HOH/qualifying surviving spouse) per the 2/12/2026 withholding guide. On the actual return the standard deduction is 15% of Maryland AGI subject to statutory min/max; the 2026 Form 502 min/max were not yet published, so the withholding figure is used as the calculator's standard-deduction value.
On exemptions: $3,200 per exemption (filer, spouse, dependents); reduced to $1,600, $800, or $0 at higher federal AGI phase-down thresholds.
What’s taken out of a Maryland paycheck
| Taxable income (single) | Marginal rate |
| Up to $1,000 | 2% |
| $1,001 – $2,000 | 3% |
| $2,001 – $3,000 | 4% |
| $3,001 – $100,000 | 4.75% |
| $100,001 – $125,000 | 5% |
| $125,001 – $150,000 | 5.25% |
| $150,001 – $250,000 | 5.5% |
| $250,001 – $500,000 | 5.75% |
| $500,001 – $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
Single-filer schedule. Married and head-of-household thresholds differ; the calculator below uses the correct schedule for the filing status you pick.
Example: a $75,000 salary in Maryland
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $71,600, giving $3,348 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare). Estimated take-home: $58,244 per year ($2,240 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (MD) | −$3,348 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| Estimated take-home | $58,244 |
| Effective tax rate | 22.3% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
Local income taxes in Maryland
County 'piggyback' income tax applies on top of the state tax, ranging 2.25%-3.3% of state liability in 2026 (Kent 3.3% is the max; Allegany 3.2%; most counties unchanged). Nonresidents pay a flat 2.25%. A calculator user must supply the county (or Baltimore City) of residence.