How Michigan taxes your paycheck
Michigan keeps it simple: a flat 4.25% income tax. Your state taxable income is your gross pay minus the standard deduction, then the flat rate applies to every dollar above that.
On exemptions: $5,900 per personal exemption for 2026. The 2026 MI-1040 instructions were not yet published at research time; figure is from the official 2026 Michigan Withholding Guide (Form 446, Rev. 10-25).
What’s taken out of a Michigan paycheck
| Taxable income (single) | Marginal rate |
| Over $0 | 4.25% |
This is a flat-rate schedule: one rate applies to all taxable income (after the standard deduction).
Example: a $75,000 salary in Michigan
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $58,900, giving $2,503 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare). Estimated take-home: $59,089 per year ($2,273 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (MI) | −$2,503 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| Estimated take-home | $59,089 |
| Effective tax rate | 21.2% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
Local income taxes in Michigan
City income taxes exist in about two dozen Michigan cities: typically 1% on residents / 0.5% on nonresidents; Detroit 2.4% resident / 1.2% nonresident.
Michigan take-home pay: frequently asked questions
Does Michigan have a state income tax in 2026?
Yes. Michigan has a flat 4.25% income tax in 2026. There is no separate state rate table beyond the flat rate.
What are Michigan's 2026 tax brackets and standard deduction?
A flat 4.25% income tax. Michigan has no standard deduction of its own; the model uses the federal standard deduction ($16,100 single) as a proxy.
What payroll taxes come out of a Michigan paycheck?
No employee-paid state payroll taxes are in the 2026 dataset for Michigan. Federal Social Security and Medicare still apply.
Are there local income taxes in Michigan?
Yes — this matters. City income taxes exist in about two dozen Michigan cities: typically 1% on residents / 0.5% on nonresidents; Detroit 2.4% resident / 1.2% nonresident. The calculator above does not include local taxes, so city earners should treat the estimate as slightly high.
Does Michigan have a personal exemption?
$5,900 per personal exemption for 2026. The 2026 MI-1040 instructions were not yet published at research time; figure is from the official 2026 Michigan Withholding Guide (Form 446, Rev. 10-25).
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction (Michigan has no standard deduction of its own, so the federal standard deduction is used as a proxy);
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
State sources
Federal sources
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