Mississippi Paycheck Calculator 2026: What You'll Actually Take Home
In 2026, Mississippi has a 4% flat tax on income over $10,000 (first $10,000 exempt). The standard deduction is $2,300 for single filers ($4,600 married filing jointly). On top of that come federal income tax, Social Security (6.2% on the first $184,500 of wages) and Medicare (1.45% on all wages).
How Mississippi taxes your paycheck
Mississippi keeps it simple: a 4% flat tax on income over $10,000 (first $10,000 exempt). Your state taxable income is your gross pay minus the standard deduction, then the flat rate applies to every dollar above that.
The 2026 standard deduction is $2,300 (single), $4,600 (married filing jointly), $3,400 (head of household).
On exemptions: Personal exemption: $6,000 single/MFS, $12,000 MFJ/combined, $8,000 head of family; plus $1,500 per dependent (and for 65+/blind).
What’s taken out of a Mississippi paycheck
| Taxable income (single) | Marginal rate |
| Up to $10,000 | 0% |
| Over $10,000 | 4% |
This is a flat-rate schedule: one rate applies to all taxable income (after the standard deduction).
Example: a $75,000 salary in Mississippi
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $72,700, giving $2,508 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare). Estimated take-home: $59,084 per year ($2,272 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (MS) | −$2,508 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| Estimated take-home | $59,084 |
| Effective tax rate | 21.2% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
A note on local taxes in Mississippi
Mississippi does not authorize a local income tax on wages.
Mississippi take-home pay: frequently asked questions
Does Mississippi have a state income tax in 2026?
Yes. Mississippi has a 4% flat tax on income over $10,000 (first $10,000 exempt) in 2026. There is no separate state rate table beyond the flat rate.
What are Mississippi's 2026 tax brackets and standard deduction?
A 4% flat tax on income over $10,000 (first $10,000 exempt). The 2026 standard deduction is $2,300 single / $4,600 married filing jointly.
What payroll taxes come out of a Mississippi paycheck?
No employee-paid state payroll taxes are in the 2026 dataset for Mississippi. Federal Social Security and Medicare still apply.
Are there local income taxes in Mississippi?
Mississippi does not authorize a local income tax on wages.
Does Mississippi have a personal exemption?
Personal exemption: $6,000 single/MFS, $12,000 MFJ/combined, $8,000 head of family; plus $1,500 per dependent (and for 65+/blind).
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction;
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
State sources
Federal sources
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