How Texas taxes your paycheck
Texas does not tax wage income at the state level. That doesn't mean your paycheck is untouched — federal income tax and FICA (Social Security + Medicare) still come out of every paycheck, and they make up the entire tax wedge for most Texas workers.
What’s taken out of a Texas paycheck
Texas has no state income tax on wages — there is no bracket table because the rate is 0% at every income level.
Example: a $75,000 salary in Texas
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $58,900, giving $0 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare). Estimated take-home: $61,592 per year ($2,369 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (TX) | $0 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| Estimated take-home | $61,592 |
| Effective tax rate | 17.9% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
A note on local taxes in Texas
No state or local income tax on wages. Texas Franchise Tax applies to businesses, not employee wages.
Texas take-home pay: frequently asked questions
Does Texas have a state income tax in 2026?
No. Texas levies no state income tax on wages in 2026, and that status is confirmed in the 2026 dataset. You still pay federal income tax, Social Security (6.2% to $184,500) and Medicare (1.45%) on every paycheck.
What are Texas's 2026 tax brackets and standard deduction?
There are no brackets because the rate is 0%. Your Texas take-home is your gross pay minus federal tax and FICA only (plus any employer-plan deductions).
What payroll taxes come out of a Texas paycheck?
No employee-paid state payroll taxes are in the 2026 dataset for Texas. Federal Social Security and Medicare still apply.
Are there local income taxes in Texas?
No state or local income tax on wages. Texas Franchise Tax applies to businesses, not employee wages.
Why might my actual Texas paycheck differ from the estimate?
The calculator uses the standard deduction and 2026 published rates. Real withholding also reflects pre-tax contributions (401(k), HSA), additional withholding allowances, and any local taxes — all of which move the number.
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction;
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
State sources
Federal sources
More calculators
Other states