How New York taxes your paycheck
New York uses a graduated rate schedule with 9 brackets for single filers in 2026. Like the federal system, only the income inside each bracket is taxed at that bracket's rate — moving into a higher bracket never taxes your whole paycheck at the higher rate.
The 2026 standard deduction is $8,000 (single), $16,050 (married filing jointly), $11,200 (head of household). Unchanged for 2026.
On exemptions: $1,000 per dependent only; no per-filer personal exemption.
What’s taken out of a New York paycheck
| Taxable income (single) | Marginal rate |
| Up to $8,500 | 3.9% |
| $8,501 – $11,700 | 4.4% |
| $11,701 – $13,900 | 5.15% |
| $13,901 – $80,650 | 5.4% |
| $80,651 – $215,400 | 5.9% |
| $215,401 – $1,077,550 | 6.85% |
| $1,077,551 – $5,000,000 | 9.65% |
| $5,000,001 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Single-filer schedule. Married and head-of-household thresholds differ; the calculator below uses the correct schedule for the filing status you pick.
Example: a $75,000 salary in New York
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $67,000, giving $3,453 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare) plus $355 in state payroll taxes. Estimated take-home: $57,784 per year ($2,222 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (NY) | −$3,453 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| NY Paid Family Leave (PFL) | −$324 |
| NY Disability Benefits Law (DBL) | −$31 |
| Estimated take-home | $57,784 |
| Effective tax rate | 23.0% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
Local income taxes in New York
NYC resident income tax (unchanged for 2026): 3.078% to $12,000; 3.762% $12,001-$25,000; 3.819% $25,001-$50,000; 3.876% over $50,000 (single schedule; MFJ/HOH thresholds differ slightly). Yonkers: resident surcharge of 16.75% of state tax; nonresident earnings tax 0.5%. A calculator user must supply city of residence (NYC/Yonkers/other).