Massachusetts Paycheck Calculator 2026: What You'll Actually Take Home
In 2026, Massachusetts has a flat 9% income tax. Massachusetts has no standard deduction of its own — the calculation below uses the federal standard deduction as a proxy. Employees also pay MA Paid Family and Medical Leave (PFML) at 0.46% on wages up to $184,500. On top of that come federal income tax, Social Security (6.2% on the first $184,500 of wages) and Medicare (1.45% on all wages).
How Massachusetts taxes your paycheck
Massachusetts keeps it simple: a flat 9% income tax. Your state taxable income is your gross pay minus the standard deduction, then the flat rate applies to every dollar above that.
On exemptions: Personal exemption: single/MFS $4,400; MFJ $8,800; HOH $6,800; plus $700 if age 65 or older. No per-dependent exemption.
What’s taken out of a Massachusetts paycheck
| Taxable income (single) | Marginal rate |
| Up to $1,107,750 | 5% |
| Over $1,107,750 | 9% |
This is a flat-rate schedule: one rate applies to all taxable income (after the standard deduction).
Example: a $75,000 salary in Massachusetts
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $58,900, giving $2,945 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare) plus $345 in state payroll taxes. Estimated take-home: $58,302 per year ($2,242 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (MA) | −$2,945 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| MA Paid Family and Medical Leave (PFML) | −$345 |
| Estimated take-home | $58,302 |
| Effective tax rate | 22.3% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
A note on local taxes in Massachusetts
Massachusetts has no local income tax.
Massachusetts take-home pay: frequently asked questions
Does Massachusetts have a state income tax in 2026?
Yes. Massachusetts has a flat 9% income tax in 2026. There is no separate state rate table beyond the flat rate.
What are Massachusetts's 2026 tax brackets and standard deduction?
A flat 9% income tax. Massachusetts has no standard deduction of its own; the model uses the federal standard deduction ($16,100 single) as a proxy.
What payroll taxes come out of a Massachusetts paycheck?
Yes — beyond FICA, employees pay: MA Paid Family and Medical Leave (PFML) (0.46% up to $184,500 in wages). These are included in the calculator above.
Are there local income taxes in Massachusetts?
Massachusetts has no local income tax.
Does Massachusetts have a personal exemption?
Personal exemption: single/MFS $4,400; MFJ $8,800; HOH $6,800; plus $700 if age 65 or older. No per-dependent exemption.
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction (Massachusetts has no standard deduction of its own, so the federal standard deduction is used as a proxy);
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
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Federal sources
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