Rhode Island Paycheck Calculator 2026: What You'll Actually Take Home
In 2026, Rhode Island has a progressive income tax from 3.75% to 5.99%. The standard deduction is $11,200 for single filers ($22,400 married filing jointly). Employees also pay RI Temporary Disability Insurance (TDI) at 1.1% on wages up to $100,000. On top of that come federal income tax, Social Security (6.2% on the first $184,500 of wages) and Medicare (1.45% on all wages).
How Rhode Island taxes your paycheck
Rhode Island uses a graduated rate schedule with 3 brackets for single filers in 2026. Like the federal system, only the income inside each bracket is taxed at that bracket's rate — moving into a higher bracket never taxes your whole paycheck at the higher rate.
The 2026 standard deduction is $11,200 (single), $22,400 (married filing jointly), $16,800 (head of household).
On exemptions: $5,250 personal exemption and $5,250 dependency exemption for 2026; both phase out over RI modified AGI of $261,000-$290,800 (in $7,450 increments).
What’s taken out of a Rhode Island paycheck
| Taxable income (single) | Marginal rate |
| Up to $82,050 | 3.75% |
| $82,051 – $186,450 | 4.75% |
| Over $186,450 | 5.99% |
Single-filer schedule. Married and head-of-household thresholds differ; the calculator below uses the correct schedule for the filing status you pick.
Example: a $75,000 salary in Rhode Island
On a $75,000 salary as a single filer: federal taxable income is $75,000 − $16,100 = $58,900, giving $7,670 of federal tax. State taxable income is $63,800, giving $2,392 of state tax. FICA takes $4,650 (Social Security) + $1,088 (Medicare) plus $825 in state payroll taxes. Estimated take-home: $58,375 per year ($2,245 per biweekly paycheck).
| Gross salary | $75,000 |
| Federal income tax | −$7,670 |
| State income tax (RI) | −$2,392 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| RI Temporary Disability Insurance (TDI) | −$825 |
| Estimated take-home | $58,375 |
| Effective tax rate | 22.2% |
Single filer, standard deduction, no pre-tax contributions. The interactive calculator above recomputes this for any salary and filing status.
A note on local taxes in Rhode Island
Rhode Island has no local income tax.
Rhode Island take-home pay: frequently asked questions
Does Rhode Island have a state income tax in 2026?
Yes. Rhode Island has a progressive income tax from 3.75% to 5.99% in 2026.
What are Rhode Island's 2026 tax brackets and standard deduction?
3 brackets for single filers, from 3.75% to 5.99%. The 2026 standard deduction is $11,200 single / $22,400 married filing jointly.
What payroll taxes come out of a Rhode Island paycheck?
Yes — beyond FICA, employees pay: RI Temporary Disability Insurance (TDI) (1.1% up to $100,000 in wages). These are included in the calculator above.
Are there local income taxes in Rhode Island?
Rhode Island has no local income tax.
Does Rhode Island have a personal exemption?
$5,250 personal exemption and $5,250 dependency exemption for 2026; both phase out over RI modified AGI of $261,000-$290,800 (in $7,450 increments).
Methodology & sources
State figures come from the site's versioned 2026 tax dataset (v1.0.0, researched 2026-10-11),
regenerated into this page automatically. Model: state taxable income = gross pay minus the state's 2026
standard deduction;
state brackets applied marginally; employee-paid state payroll taxes added at their 2026 rates and wage bases
(with published annual caps). Federal tax uses 2026 IRS brackets and standard deductions; FICA uses the 2026
Social Security wage base ($184,500) and Medicare rates. Personal exemption credits/deductions and
individual tax credits are not modeled — the result is an estimate, not a tax return.
State sources
Federal sources
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